Four (4) Point Insurance Inspection

Four (4) Point Inspection vs. Comprehensive Inspection

When you purchase an older home in Florida, insurance companies will often require a Four (4) Point Inspection to be performed before obtaining a homeowners policy. These limited scope inspections are not intended to replace a comprehensive home inspection. Four (4) Point Inspections give the insurance company a better idea of the home they’re insuring.

What Does a Four (4) Point Inspection Cover?

A Four (4) Point Inspection is a limited inspection of the four major home systems. Insurance companies want to know that older homes have been well-maintained and that the systems in place are in good working order. Four (4) Point Inspections include:

• Roof: Type of covering, estimated age and condition, and any visible defects

• Electrical System: Type of wiring, main panel brand, and overall condition of system

• HVAC: Type of system, estimated age and condition, and any visible defects

• Plumbing: Type of supply and drain lines, hot water heater brand and estimated age, and overall condition or evidence of leaks

Outright Home Inspections is Certified, Licensed and authorized by Citizens to perform these inspections using Insp4pt 01 18.